Covering the Cost of Your College Education

Access Needs-Based Resources

Even during the best of times, paying for college can seem like an impossible burden. Thankfully, there are many programs and resources available for students who meet the income requirements to qualify for free/reduced meals at school. Even if you have no intention of eating lunch at school, completing the application for free/reduced meals is the first step in qualifying for several of these programs. Families can learn more about the program and complete the application for free/reduced meals on the LPS website linked below. Be sure to submit the associated fee waiver consent form so we can connect you with future opportunities as well.

Beginning in the fall of 2023, students (and their families) will be able to schedule an appointment to meet with an EducationQuest College Planning/Financial Aid Specialist at Northwest for free assistance with college planning (including filing the FAFSA). More information on how to schedule these appointments will be shared when available. Families can also schedule a meeting at the EducationQuest office in downtown Lincoln if this is more convenient. Visit their website for more information.


Know Your Options

Whether you’re looking to begin your college journey by taking dual credit courses in high school, or you’re planning ways to cover your entire college costs, there are many options available to meet your needs. The resources below will help you get started!

ACE Scholarship – The Accessing College Early (ACE) Scholarship pays tuition and required fees for qualified, low-income high school students to enroll in college courses from Nebraska’s colleges or universities, either through dual-enrollment or early enrollment agreements with these institutions.

Learn to Dream Scholarship – The Learn to Dream Scholarship covers tuition for up to 60 credit hours at Southeast Community College. Any LPS student who qualifies for free/reduced meals in high school will receive the Learn to Dream scholarship if they apply. This scholarship also applies to tuition for dual credit classes taken while students are still in high school, either through SCC’s Dual Credit Advantage program or at The Career Academy.

Foundation for Lincoln Public Schools Scholarships – Opportunities just for LPS students, awarded based both on need and merit. The application process typically begins in mid- to late-fall of your Senior year.

ACT or SAT Registration Fee Waiver – These waivers cover the cost of registering to take the ACT or SAT. Students can generally receive two waivers for each of these tests. Please contact your Northwest school counselor to request a fee waiver well in advance of any registration deadlines.

Waiver of College Application Fees – Colleges and universities frequently waive or reduce the application fee for students who qualify for free or reduced meals. Work with your Northwest school counselor to explore this possibility with plenty of time in advance of any application deadlines.

Know the Basics of Scholarships

Every year, thousands of dollars in scholarship money is not used because students did not apply for scholarships they are qualified for. Many students feel that scholarships are only awarded to seniors with the highest GPA or college admission test scores or students with the most financial need. While some of those factors are important for college admissions and academic scholarships, a wide range of scholarships are available to students which are based upon interests, participation in extra-curricular activities and/or athletics, religion, organizations that they or their parents may belong to, career interest areas, fine arts, parents’ employment, and many other specialty areas.

There are many excellent scholarship searches available to students; however, it is important to remember that students and their families should never pay for a scholarship search to avoid getting caught in the many scholarship scams that occur on an annual basis. If a scholarship opportunity sounds too good to be true, it usually is.

Your Northwest school counselors recommend both of the following scholarship search options:

  • The LPS Scholarship Resource is available to view only by LPS students.
  • ScholarshipQuest is best when searching for scholarships associated with organizations in Lincoln, Southeast Nebraska, or the state of Nebraska.

How Financial Aid Works 

The U.S. Department of Education’s office of Federal Student Aid provides more than $120 billion in financial aid to help pay for college or career school each year. For most students planning to attend college or career school, financial aid is essential. Federal student aid comes from the federal government— specifically, the U.S. Department of Education. It’s money that helps a student pay for education expenses at a college, career school, or graduate school. Federal student aid covers such expenses as tuition and fees, room and board, books and supplies, and transportation. Aid also can help pay for a computer and for dependent care. Completing the FAFSA is the first step toward receiving financial aid to help pay your college expenses. Nearly every student should complete this step in the fall of their Senior year, regardless of whether they think they’ll qualify for financial aid.

There are three main categories of federal student aid:

  • Grant—Grant money usually doesn’t have to be repaid. Most U.S. Department of Education grants are based on a student’s financial need.
  • Work-Study—Work-study money is earned by a student through a job on or near campus while attending school and does not have to be repaid.
  • Loan—Loan money must be repaid with interest.

The U.S. Department of Education is the main source of financial aid for college, but it isn’t the only source.

  • Visit StudentAid.gov to find out about education funding available from other federal agencies.
  • Visit Nebraska’s Coordinating Commission for Postsecondary Education to find out about money available from state government.
  • Visit the websites of your top colleges or ask their financial aid office about financial aid packages available to students and what’s required to qualify/apply.